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Federal Housing Administration U.S. Department of Housing and Urban Development
Get information on what is happening at FHA and explore their housing recourses. 
 
Department of Veterans Affairs Loan Guaranty
If you are someone who is imortant to you is a veteran, you'll want to bookmark this page.   
 
Cal Vet - California Department of Veterans Affairs
Important link to the Cal Vet Home Loan Program which is available to most California Veterans. 
 
California Department of Real Estate
Use this link to access the California Department of Real Estate.  The website allows you to look up information regarding licensed salespersons and brokers, learn about real estate laws and other information, and find information on how to file a complaint. 
 
HUD Approved Housing Counselors
Use this link to find a HUD approved housing counselor in your state.  Some housing counselors also provide services for consumer credit counseling, pre-bankruptcy counseling, and default counseling.  If you are encountering financial difficulty or need help understanding your situation, a HUD approved housing counselor is the best place to start. 
 
FHA for Everyone
Information on the agency approach to lending and the responsible expansion of the FHA program through voluntary RESPA compliance.
 
Center for Responsible Lending
The Center for Responsible Lending is a nonprofit, nonpartisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices
 
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
 
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
 
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
 
The Mortgage Lender Implode-0-Meter
Think the Real Estate Bubble is a myth? This site is dedicatad to tracking the housing finance breakdown: a saga of corruption, stupidity, and government complicity.
 
The Real Estate Settlement and Procedures Act (RESPA)
Link to TITLE 24--Housing and Urban Development, Subtitle B--REGULATIONS RELATING TO HOUSING AND URBAN DEVELOPMENT, CHAPTER XX--OFFICE OF ASSISTANT SECRETARY FOR HOUSING--FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, PART 3500--Real Estate Settlement and Procedures Act.  
 

FHA Bulletin:

On September 5, 2007, The Federal Housing Administration announced the FHASecure Initiative which is a temporary program designed to provide refinancing opportunities for borrowers who are at risk of losing their home due to their non-FHA ARM loan adjusting. This program will end 12/31/08. 

If you or someone you know is behind on mortgage payments because   the interest rate adjusted, you may be able to refinance into a secure, FHA loan- even if you owe more than your home is worth. 

http://www.fha.gov/about/fhasfact.cfm